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Student Finance: your questions answered

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The deadline for student finance applications isn't far away, so we asked for your questions on Facebook and Twitter to put to the experts. Read on for the answers from Mark-Lee Kelly, Corporate Communications Executive at the Student Loans Company.
When is the deadline to apply for student finance for undergraduate courses?
Apply early to make sure your student finance is ready at the start of term. New students living in England should submit their finance applications by 31 May, and for continuing students, by 30 June.
New students in Wales should have applied for their funding already, but anyone still needing to apply should do so now. Continuing students should apply by 12 June.
When can I apply for finance if I’ll be studying at a conservatoire?
Student finance applications for all full-time, eligible courses are available, and students from England and Wales should apply now!
To apply, register or log in to your online account at:
How do I apply for student grants?
To apply for a non-repayable maintenance grant, you must indicate on your application that you wish for it to be based on your household income.
If you’re under 25 years old at the start of your course, your parents or partner will be asked to provide their income details from the 13/14 tax year. This will be used to determine whether you’re eligible to receive a grant, and if so, how much you’ll get.
In addition to maintenance grants, special non-repayable support may also be available to you, depending on your circumstances. Extra help includes:
·             Childcare Grant (CCG)
·             Adult Dependents’ Grant (ADG)
·             Parents’ Learning Allowance (PLA)
·             Disabled Students’ Allowance (DSA)
More info on these is available at and
Can I apply for student finance before I've had offers back from the unis?
Yes! You don’t need to wait for a confirmed place on a course to apply for student finance.  
Use the details of the course you’re most likely to study. You can update them in your online account later if they change.
When can I apply for funding for part-time courses?
Tuition fee loan applications for part-time and Open University (OU) courses are now available for students in England. To apply, register or log in to your online account at
For students from Wales, part-time loan applications will be available during the summer at
What student finance is available for international students?
Students with EU nationality can apply for a tuition fee loan if they have been resident in the EU for the last three years. 
To apply, students planning to study in England should download and print an EU15N form from
EU students studying in Wales should download and print off an EU15N form from
International students from outside the EU can apply for a tuition fee loan if they have been a resident in the UK for the three years prior to the start of their course, with an immigration status that allows them to stay in the UK.
Do I need to apply for finance again for my second year?
Yes, you need to apply for each year’s student finance that you require.
The only exception to this is for those full-time students whose previous year’s application was not based on household income, where the application may have been automatically renewed for you. If this is the case, you should have received an entitlement letter in the post and a declaration to sign and return. You can check your previous correspondence from your online account.
How does repayment work?
Grants and bursaries are non-repayable, so only your loans will need to be repaid.
Repayments will start the April after you leave university or college and the amount that you repay depends on how much you’re earning – currently you have to earn £21,000 or more before tax.
If you’re earning over the repayment threshold, you will have a deduction taken directly from your salary along with your tax and National Insurance. The amount that’s deducted each month/week will show on your payslip and depends on how much you’ve earned in that period.
Thank you Mark for all your help! If you have any further funding questions or concerns, you can ask Student Finance England online.
·      Twitter: @SF_England on Twitter
·      Facebook:
Student Finance Wales are @SF_Wales on Twitter, and they’re on Facebook too at