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Should I pay off my student loan early?

Thu 30 May 2024 - 15:12

By money.co.uk in Money

While your student loan is likely to be one of the cheapest loans you will ever get, it can also be a burden you may want to clear as soon as possible. We weigh up if it is worth paying off your student loan early.

Why pay off your student loan early?

Student loans of a sizeable amount will take years to pay off – especially when you factor in interest accruing on the amount you owe.
Repaying it early will speed up the process so that you have one less debt to worry about. It will also mean you end up paying less interest in the long-run.
This might be especially attractive if you have had the debt for a while or just want to...

Revision Techniques

Wed 3 July 2024 - 13:38

By Anna J in Applicant

Hello!

I'm sorry this post is a bit later than I originally intended. Revision seems to be taking over my life!
 
Continuing my little series on revision, today I want to talk about revision techniques. For a lot of people (myself included), it can be really boring when you feel like you're constantly doing the same thing, and when all your revision looks the same as well! Does not make it fun when you come to go over it again!
 
So I thought I'd share what I like to do, and ways in which I try and test myself and how I (attempt) to make it more interesting - because let's face it, revision is not the most fun activity!
 
Mind Maps
This is potentially my favourite technique and I think I might have a slight fixation with them! Sometimes they're really detailed and other times brief but I feel...

How to afford to send your child to university

Thu 25 July 2024 - 09:45

By money.co.uk in Money

If your child is hoping to go to university in the next few years, chances are you’re more than a little concerned about tuition fees. Here is what you can do to prepare your finances (and theirs) for university life.

Going to university can be an essential step onto the career ladder, but with tuition fees up to £9,250 a year, getting a degree has never been less affordable.

If you or your children are planning to go to university in the not too distant future, it is essential that you consider how you will cover the cost sooner rather than later.

Fees
Universities can charge anywhere up to £9,250 a year in fees alone. However, not all course providers have decided to set their fees to this maximum level. Check how much the universities your child is looking at plan to charge for their chosen subject, and take this into consideration before they apply.

Accommodation costs
Accommodation costs represent one of the biggest...

Can distance learning earn you a degree in your spare time?

Tue 18 June 2024 - 11:25

By money.co.uk in Money

Have you ever considered a distance learning course, but been put off by the cost and a lack of free time? Here is what distance learning is all about, and how you could fit it around your schedule.

Distance learning can be a flexible, time efficient way of learning from home in your own time, without being in regular, face-to-face contact with teachers or lecturers in the classroom.

You are supplied with learning materials by the college or university providing your course, which can be usually accessed online.

You will still have one-to-one tutorials, but these will take place remotely by phone, email, Skype or webinars. Most courses now have message boards and study forums where students on the same course can discuss their studies.

Courses can include summer schools or residential weekends where you can work with fellow students on a specific project.

Why choose distance learning?

Distance learning is a fantastic option...

How to pick a bank account for uni

Tue 18 June 2024 - 14:36

By money.co.uk in Money

Banks want you as a customer so will try to tempt you with gimmicks like gift certificates and freebies, but other features could save you money and help you stay on top of your finances.

Student accounts work like normal bank accounts but they come with extra features, and you can only open them if you are in higher education.

Here’s what to look for:

Look for the best overdraft

Overdrafts let you keep spending after the balance in your account hits zero. Your account will then show a negative balance, so if you withdrew £30 with just £5 left in your account, your new balance would...

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