Undergraduate student finance

If you're going to uni for the first time you will be studying an undergraduate course – a degree or HND, for example. 

See table below for maximum tuition fees.

  • Most students get a Tuition Fee Loan to cover the costs.
  • There are grants and loans to help you with living costs too (like rent, food and books).
  • If you'd like to pay the tuition fees yourself, you sort that out direct with the uni or college.

Undergraduate student finance in the UK

An overview of the different fees and loans involved in undergraduate student finance across the UK.

A minute for... interest

Take a minute to watch this animation which explains interest rates and how they'll affect your repayment.

How much are the tuition fees?

Fees can vary quite a bit, even for similar courses – check how much they'll be when you search for courses.

The table below shows the current maximum tuition fees.

Student’s home region

Location of university or college

 

England

Scotland

Wales

NI

England

Up to £9,000

Up to £9,000

Up to £9,000

Up to £9,000

Scotland

Up to £9,000

No fee

Up to £9,000

Up to £9,000

Wales

Up to £9,000

Up to £9,000

Up to £9,000

Up to £9,000

NI

Up to £9,000

Up to £9,000

Up to £9,000

Up to £3,575

EU

Up to £9,000

No fee

Up to £9,000

Up to £3,575

Other international

Variable

Variable

Variable

Variable

What help can I get?

Tuition Fee Loans

These are loans from student finance companies for the different regions in the UK – England, Northern Ireland, Wales and Scotland. These organisations are listed below.

  • How much can I borrow? You can take out a Tuition Fee Loan for up to £9,000, rather than paying up front (or up to £6,000 for a private university or college).
  • This loan will be paid directly to the uni or college. You won't start paying it back until after your course finishes, and only when you're earning above a certain level.
  • If you're applying for 'equivalent or lower qualifications (ELQs)' – for example if you've already finished an undergraduate degree and you want to do another – fees may be higher and you might not be able to get the same financial support.

Maintenance Loans and Grants

If you're a full-time UK applicant, you might also get a Maintenance Loan or Maintenance Grant to help with your living costs – you can apply for these when you apply for a Tuition Fee Loan.

  • Maintenance Loan – you have to pay these back later. You get money at the start of each term (or monthly if you study in Scotland). The amount varies, depending on your household income, where you study, where you live and how long for.
  • Maintenance Grant – you don't have to pay these back – they're available if you're from a low income household. They're paid at the same time as the Maintenance Loan (and they're called bursaries in Scotland or Assembly Learning Grants in Wales)

FInd out about repaying your student loan.

How to apply for help

Contact the relevant organisation listed below, depending on where you are applying from:

England

Apply to Student Finance England now for the 2014/15 academic year – and for an independent view of what it costs go to Money Saving Expert. The deadline for new students was 30 May 2014. You need to apply now if you're starting a full-time course at uni or college this autumn. It takes at least six weeks to process your application. You don't need a confirmed place at university or college to apply; use your preferred course and change it later if you need to.

Northern Ireland

Apply to Student Finance Northern Ireland now for the 2014/15 academic year and find out more about financial support. View more information about how and when to apply.

Scotland

Apply to the Student Awards Agency for Scotland (SAAS) now for the 2014/15 academic year – although you can apply to the SAAS to cover your full tuition in Scotland, you may also get other support for living costs, or for tuition fees elsewhere in the UK. The application deadline was 30 June 2014 – you can still apply now but you may not have your funding for the start of your course.

Wales

Apply to Student Finance Wales now for the 2014/15 academic year – wherever you study in the UK you can get support from the Welsh Government – get a £3,575 Tuition Fee Loan and they'll cover the rest of your fees with a Tuition Fee grant of up to £5,425. The deadline for full-time students has passed. Apply now to make sure you get some money as near to the start of your course as possible.

The Channel Islands and Isle of Man

Apply to the Guernsey Education Department, the States of Jersey website or the Isle of Man Department of Education & Children. If you're from these areas the fees can vary –find out more from the unis or colleges.

Outside the UK

Fees can vary depending where you're studying and whether you're from the EU or outside the EU – check the international section of the website.

Extra funding