Undergraduate student finance

If you're going to uni for the first time you will be studying an undergraduate course – a degree or HND, for example. 

See table below for maximum tuition fees.

  • Most students get a Tuition Fee Loan to cover the costs.
  • There are grants and loans to help you with living costs too (like rent, food and books).
  • If you'd like to pay the tuition fees yourself, you sort that out direct with the uni or college.

Undergraduate student finance in the UK

An overview of the different fees and loans involved in undergraduate student finance across the UK.

A minute for... interest

Take a minute to watch this animation which explains interest rates and how they'll affect your repayment.

How much are the tuition fees?

Fees can vary quite a bit, even for similar courses – check how much they'll be when you search for courses.

The table below shows the current maximum tuition fees.

Student’s home region

Location of university or college

 

England

Scotland

Wales

NI

England

Up to £9,000

Up to £9,000

Up to £9,000

Up to £9,000

Scotland

Up to £9,000

No fee

Up to £9,000

Up to £9,000

Wales

Up to £9,000

Up to £9,000

Up to £9,000

Up to £9,000

NI

Up to £9,000

Up to £9,000

Up to £9,000

Up to £3,575

EU

Up to £9,000

No fee

Up to £9,000

Up to £3,575

Other international

Variable

Variable

Variable

Variable

What help can I get?

Tuition Fee Loans

These are loans from student finance companies for the different regions in the UK – England, Northern Ireland, Wales and Scotland. These organisations are listed below.

  • How much can I borrow? You can take out a Tuition Fee Loan for up to £9,000, rather than paying up front (or up to £6,000 for a private university or college).
  • This loan will be paid directly to the uni or college. You won't start paying it back until after your course finishes, and only when you're earning above a certain level.
  • If you're applying for 'equivalent or lower qualifications (ELQs)' – for example if you've already finished an undergraduate degree and you want to do another – fees may be higher and you might not be able to get the same financial support.

Maintenance Loans and Grants

If you're a full-time UK applicant, you might also get a Maintenance Loan or Maintenance Grant to help with your living costs – you can apply for these when you apply for a Tuition Fee Loan.

  • Maintenance Loan – you have to pay these back later. You get money at the start of each term (or monthly if you study in Scotland). The amount varies, depending on your household income, where you study, where you live and how long for.
  • Maintenance Grant – you don't have to pay these back – they're available if you're from a low income household. They're paid at the same time as the Maintenance Loan (and they're called bursaries in Scotland or Assembly Learning Grants in Wales)

FInd out about repaying your student loan.

How to apply for help

Contact the relevant organisation listed below, depending on where you are applying from:

England

If you're planning on going to uni or college in 2015, you can apply to Student Finance England from early 2015 – but you can start planning now. For an independent view of what it costs go to Money Saving Expert

Northern Ireland

Apply to Student Finance Northern Ireland and find out more about financial support. View more information about how and when to apply.

Scotland

Apply to the Student Awards Agency for Scotland (SAAS) – although you can apply to the SAAS to cover your full tuition in Scotland, you may also get other support for living costs, or for tuition fees elsewhere in the UK. 

Wales

Apply to Student Finance Wales – wherever you study in the UK you can get support from the Welsh Government – get a £3,575 Tuition Fee Loan and they'll cover the rest of your fees with a Tuition Fee grant of up to £5,425. 

The Channel Islands and Isle of Man

Apply to the Guernsey Education Department, the States of Jersey website or the Isle of Man Department of Education & Children. If you're from these areas the fees can vary – find out more from the unis or colleges.

Outside the UK

Fees can vary depending where you're studying and whether you're from the EU or outside the EU – check the international section of the website.

Stay safe online: At this time of the year there are an increased number of phishing emails and text messages sent to students from fake student finance services. Read the Student Loans Company's information on how to protect youself and your information.  

Extra funding