Tuition fees and student loans
You’ll be able to see exactly how much they are when you search for courses, but you can get an approximate idea from the table below. Then we’ll explain how to get a student loan to cover your tuition fees and living costs, and what extra funding might be available.
How much are tuition fees?
|Student's home region||Studying in England||Studying in Scotland||Studying in Wales||Studying in Northern Ireland|
|England||Up to £9,000||Up to £9,000||Up to £9,000||Up to £9,000|
|Scotland||Up to £9,000||No fee||Up to £9,000||Up to £9,000|
|Wales||Up to £9,000||Up to £9,000||Up to £3,810||Up to £9,000|
|Northern Ireland||Up to £9,000||Up to £9,000||Up to £9,000||Up to £3,805|
|EU||Up to £9,000||No fee||Up to £3,810||Up to £3,805|
What financial help can you get?
- Tuition Fee Loans lend you up to £9,000 (or up to £6,000 for a private course provider), paid directly to the course provider, and you won’t have to pay it back until after your course, when you’re earning above a certain level.
- Maintenance Loans can be applied for at the same time, lending you money at the start of each term (or monthly in Scotland). How much you get depends on your household income, where you study, where you live and how long for. If you’re from a low income household, you might get a Maintenance Grant too (called bursaries in Scotland, or Assembly Learning Grants in Wales).
- 2016 entry onwards: Maintenance Grants will be replaced with loans for new full-time students in England starting their courses from September 2016. From 1 September 2016 the student finance package will include a Tuition Fee Loan and a Maintenance Loan only. Students will still be able to apply for grants if they’re eligible for certain benefits, disabled or need help with childcare costs. Read our blog on what these changes are and what they mean. You can also find out more on the student finance pages on GOV.UK.
You can get a loan if you’re studying at a rate of at least 25% of an equivalent full-time course and if you’re a Home or EU student.
How to apply for a student loan
It can take up to six weeks to process student finance applications. Make sure you apply early – even if you have a conditional offer – as you can amend or cancel your application if your plans change.
The deadline for applications for new students for 2015 entry was 31 May 2015.
Applications take at least six weeks to be processed, but Student Finance England will do an initial assessment so you have some money as close to the start of your course as possible.
For an independent view of what it costs, go to Money Saving Expert.
Apply to the Student Awards Agency for Scotland (SAAS) – although you can apply to the SAAS to cover your full tuition in Scotland, you may also get other support for living costs, or for tuition fees elsewhere in the UK.
If you're planning on starting a course in 2015 you can apply now to SAAS.
If you're planning on starting a course in 2015 apply now to Student Finance Wales – the deadline for applications from full-time new students is 15 May 2015. If you apply for finance after this you could start the term without your funding in place. Wherever you study in the UK you can get support from the Welsh Government – get a £3,575 Tuition Fee Loan and they'll cover the rest of your fees with a Tuition Fee grant of up to £5,425.
At this time of year, there's an increased number of phishing emails and text messages sent to students from fake student finance services.