Hear from the experts We've teamed up with MoneySavingExpert to bring you ten things you need to know before going to uni, including how to budget, where to get the best student account, and what deals to grab. 1. Be the boss of your budget Sorting out your budget needs to be your first step. 2. An overdraft will be your buffer When choosing a student bank account, aim to get the biggest and longest 0% overdraft you can. 3. Credit cards aren't as cool as they might sound A credit card means you're effectively borrowing money from the bank and agreeing to pay it back at the end of the month. 4. Don't let mighty mobile bills get you If you don't want to face palpitation-inducing phone bills at the end of the month, you'll need to take charge of your mobile bill. 5. Keep your wits about you when renting It's vital to be clued up on your rights in private digs, to make sure unscrupulous landlords don't end up taking advantage. 6. Check if you're covered by your parents' home insurance You need to make sure you've got some contents insurance for worst case scenarios. 7. Register to vote If you want to rent, get a mobile contract, or sign up for a credit card, it really helps if you're on the electoral roll, which is basically a list of everyone who's registered to vote. 8. Grab the best student deals As a student, there are loads of deals you can get your hands on to make your money go further. For a full list of student deals, see MoneySavingExpert’s student discounts and deals page. 9. Avoid hefty broadband bills Before you take on a pricey contract, you should consider some alternatives. 10. Get expensive software for free! Always check any software you put on your computer is suitable and compatible with your existing setup first.