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Customer Experience Centre closed: 29 May

Our offices will be closed on Monday 29 May 2017. We will open again as usual at 08:30 (UK time) on Tuesday 30 May.

Undergraduate finance and support

Not sure how to pay for uni, or how you’ll cope during your studies? Don’t worry, there’s a range of finance and support available.
Relevant to

Student finance explained for 2017/18

Student finance explained | Student Finance England
Thinking of going to uni or college in 2017/18? Sort out your student finance in three easy steps. Video provided by Student Finance England.
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Applying for student finance 2017/18

Applying for student finance | Student Finance England
Applying for student finance is easy when you know how. Watch this video to find out what you need to do. Video provided by Student Finance England.
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What evidence will I be asked for?

What evidence will I be asked for? | Student Finance England
Don’t delay your student finance application! Make sure you send us the right evidence first time. Video provided by Student Finance England.
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Repaying your loan 2017/18

Repaying your loan
What, when, and how to repay your student loan. Video provided by Student Finance England.
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Key facts on interest 2017/18

Key facts on interest | Student Finance England
Interest is charged on your student loan – make sure you understand how it affects you! Video provided by Student Finance England.
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In terms of finance, UCAS only manages the application fee, but we’ll explain all the uni costs here.

Student finance

Uni is a big investment, so you may need a student loan from one of the regional student finance organisations – they advise you to apply by around May/June before the start of your course. You might be eligible for additional funding from other organisations too.


What financial support are you eligible for?

  • England

    Apply to Student Finance England for a loan to cover tuition fees (paid directly to the university) and maintenance costs (paid directly into your bank account at the start of term). This is available wherever you choose to study in the UK, and is repayable. You don’t need to have a confirmed offer of a place at uni to start the process.

    Apply to Student Finance England


    Other

    Travel expenses – you may be able to get a grant to cover some of your travel expenses if:

    • your course requires that you study abroad, or if you’re on an Erasmus work or study placement
    • you’re a medical or dental student studying abroad, or undertaking a clinical placement in the UK
  • Wales

    Tuition fees

    If you live in Wales, you can apply for a tuition fee loan (repayable) to cover some of your tuition fees, and a fee grant (non-repayable) for the remainder, regardless of where you choose to study in the UK. This will be paid directly to your university or college by Student Finance Wales. You can apply from February and you don’t need to have a confirmed offer of a place at uni to start the process.

    If you are applying to a privately-funded university, you will not be eligible for a fee grant.

    Apply to Student Finance Wales


    Maintenance

    A maintenance loan is available from Student Finance Wales for full-time students to cover accommodation and living costs, and is paid directly into your bank account. This is repayable and the amount depends on where you will be living. You can apply from February and you don’t need to have a confirmed offer of a place at uni to start the process.

    Apply to Student Finance Wales

    The Welsh Government Learning Grant and Special Support Grant are both means tested, non-repayable, and available to students from low income households. You can apply for either grant but not both, so check which is best for you – check the eligibility criteria.


    Other

    Travel expenses – if you are undertaking a clinical placement in the UK or studying abroad as part of your studies, you may be able to claim some of your costs. This grant can cover expenses such as medical insurance, visas, and vaccinations.

    There are extra grants available to help support you through your studies, depending on your personal circumstances. There's help available for students who have children, adult dependants, or a disability.

  • Scotland
    A student funding guide is available from SAAS (Student Awards Agency Scotland).

    Tuition fees

    If you live in Scotland and choose to study full-time at a Scottish university or college, you will not have to pay tuition fees. However, you will need to apply to SAAS to have your tuition fees paid for you, as this is not automatic.

    Scottish students who wish to study elsewhere in the UK will be charged the standard tuition fees for their chosen course provider, but may apply for a loan to cover the costs through SAAS.

    Part-time students with an individual income of up to £25,000 per year can apply for a fee grant. The amount paid depends on your course.


    Maintenance

    The student loan (repayable) is means tested. There are different levels of support available if you are applying as a dependent or independent student, and you don’t need to have a confirmed offer of a place at uni to start the process. See the funding guide for more information

    Apply to Student Awards Agency Scotland (SAAS)

    Bursaries (non-repayable) are means tested using either your parents’ income or your own household income if you are an independent student, and are available to Scottish students studying anywhere in the UK. Three bursaries are available:

    • The Young Student’s Bursary (YSB) is an annual payment for students aged 25 or younger who are classed as ‘dependent’.
    • The Independent Students’ Bursary (ISB) is an annual payment for independent students.
    • Nursing and midwifery students may also apply for a non-income-assessed bursary (plus some additional allowances) for qualifying full-time courses at a Scottish university or college.

    Other

    Travel expenses – you may be able to claim help with reasonable travel expenses if:

    • you’re on an Allied Health Profession (AHP) course, or taking a nursing diploma/degree and need to travel to a practical placement away from the university
    • studying abroad is a compulsory part of your course – you can claim the cost of your journey abroad and medical insurance
  • Northern Ireland

    Tuition fees

    For students who live in Northern Ireland and choose to study at a Northern Irish course provider, the maximum tuition fee is capped, and you can apply for a tuition fee loan to cover this cost. Likewise, if you choose to study elsewhere in the UK, you may apply for a tuition fee loan, but the costs will be higher. This loan is repayable.


    Maintenance

    A repayable maintenance loan is available to full-time students to cover accommodation and living costs, and is paid directly into your bank account. The loan is means tested and will vary on where you live/study and the length of your course. You can apply from February and you don’t need to have a confirmed offer of a place at uni to start the process.

    The maintenance grant and Special Support Grant are means tested and help you pay for additional course-related costs such as books, travel, equipment, and childcare. You can apply for either grant but not both, so check which is best for you. Neither grant is repayable.

    Apply to Student Finance Northern Ireland


    Other

    Travel expenses – if you are a medical or dental student attending clinical training in the UK or Republic of Ireland as part of your course, or studying outside the UK for at least 50% of each term, you may be eligible to apply for a means tested grant to help with some of the costs incurred.

Student support

Course providers can offer support in many ways. There are lots of social options available and lots of avenues of support for any worries or needs you have.