If you’re a UK national or Irish citizen, settled under the EU settlement scheme or have been granted indefinite leave to remain for other reasons, you could qualify for a Tuition Fee Loan and get help with your living costs.
In 2021/22, if your course will mostly involve studying online rather than attending classes on-site at your uni or college, you’ll still be entitled to student finance.
If you’re unable to be in the UK at the start of the academic year, you’ll still be eligible for student finance. Your Tuition Fee Loan will be paid to your uni or college each term when they confirm your attendance, even if you’ve been studying online from abroad.
This exception has only been put in place due to the restrictions caused by COVID-19, you should travel to the UK to attend your course once it is safe to do so.
If you’re an EU national studying full-time in England, you might be able to get a Tuition Fee Loan to cover your tuition fees. How much you can get depends on:
- how much your university or college charges
- whether you’re studying at a publicly or privately-funded university or college
- when you started your course
You can apply for a Tuition Fee Loan of up to £9,250 if you're studying at an eligible university or college. If you're studying an accelerated degree course, you could get up to £11,100.
If you're not sure if a course qualifies for student finance, check with the university or college.
You have to pay back any loans you borrow, but not until you’ve finished or left your course, and your income is over the repayment threshold.
Are you an EEA or Swiss national working in the UK during your studies?
You could get the same funding as a UK national – find out more.
- pre-settled status under the EU Settlement Scheme and are an EU national or a family member of an EU national
- Irish Citizenship or are a family member of an Irish Citizen or a Person of Northern Ireland and you have pre-settled status under the EU Settlement Scheme
- Gibraltarian status as an EU national
- been living in Gibraltar as a UK national
- been living in the UK on the first day of the first term of your course, unless you're prevented from travelling due to COVID-19 restrictions
You can also apply if you’ve been living in the UK or Ireland for the past 3 years (with part of that time spent in Ireland) and have Irish citizenship.
You will not be eligible for funding to help with living costs.
Your course must lead to a recognised higher education qualification. The most common examples include:
- first degree (such as a BSc, BA, or BEd)
- foundation degree
- Diploma of Higher Education (DipHE)
- Higher National Diploma (HND)
- Higher National Certificate (HNC)
- Postgraduate Certificate in Education (PGCE)
- Initial Teacher Training (ITT)
- Certificate of Higher Education
- integrated master’s
If you’re not sure whether your course qualifies, you should check with your university or college.
If you've studied before
You can usually only get student finance for your first higher education course.
As a general rule, a Tuition Fee Loan is available for the full length of your course, plus one extra year if needed. For example, if:
- you change your course
- you leave your course but start another
- you need to repeat a year
The number of years for which you are eligible for funding is usually calculated as length of current course + one year – years of previous study.
If you haven’t got enough years of funding left to cover your course, you’ll usually have to cover some of the cost yourself.
You might be able to get an extra year of tuition fee support if you need to repeat a year due to compelling personal reasons, such as bereavement or illness. You would need to provide evidence of this. Depending on your circumstances, this could include:
- medical evidence from your GP
- evidence from social services
- evidence from your university or college
The evidence must:
- confirm the reason you could not complete your year
- provide the dates or period of time your compelling personal reason covered
- be signed and dated by the person providing the evidence (doctor, social worker etc.)
Your university or college
You must be studying at an eligible university or college in England.
Student Finance Services
Student Loans Company
PO Box 89
Application forms for the academic year 2021 to 2022 are available to download at www.gov.uk/student-finance-forms.
You should apply as early as possible to make sure you get your student finance in time for the start of your course. This might mean applying before you have a confirmed place at university or college, but you should still apply using your first choice and change it later if you need to.
The first time you apply you’ll be asked for proof of identity.
You should send us one of the following:
- your passport
- your National Identity card
It’s important that you send this as quickly as possible to avoid any delay in your application being processed.
Changing your details
If any of your details change after you’ve applied for student finance, you must tell your university or college and Student Finance England as soon as possible. You should download an EUCO1 form from www.gov.uk/student-finance-forms and send it to Student Finance England.
The international office at your university or college will be able to help you with general questions about coming to the UK to study.
You can call Student Finance Services on (+44) (0) 141 243 3570 if you need help with your finance application, or with working out what you can apply for. Lines are open 08:00 to 20:00 (UK time), Monday to Friday.
You need to register at your uni or college before we can make your first payment. You’ll usually do this in the first week of your course, and you may have to take your student finance entitlement letter with you.
Your Tuition Fee Loan is paid directly to your university or college in three instalments during the academic year. Your university or college will confirm your attendance to us three times throughout the year to release the payments.
|When are payments made to your uni or college?||How much is paid to your uni or college?|
|At the start of term one||25% of the tuition fee|
|At the start of term two||25% of the tuition fee|
|At the start of term three||50% of the tuition fee|
If you decide to take a break or withdraw from your studies, you need to contact Student Finance England, and let your university or college know as soon as possible, so they can tell Student Finance England.
If you leave your course before term three, Student Finance England won’t make any more Tuition Fee Loan payments to your university or college.
You’ll still be responsible for paying back any Tuition Fee Loan they’ve paid to your university, but not until your income is over the repayment threshold.
If you don’t tell Student Finance England about a change to your circumstances, you might end up being overpaid. In this case, you might have to start repaying earlier and before your income is over the repayment threshold.Taking a break or withdrawing from your course could also affect any student finance you can get in the future.