You can get student finance to help towards your living costs while you’re at university or college. Content provided by Student Finance England.
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Student finance can help pay for things such as rent, food, books, travel, and other costs.

Any loan you borrow has to be paid back, but not until the April four years after the start of your course, or the April after you finish or leave your course, whichever comes first, and only when your income is over the repayment threshold.


Introduction to student finance for part time students

Introduction to student finance for part-time students | Student Finance England
Find out what student finance you can get if you’re starting a part-time course in 2019/20.

What's available?

If you’re starting a part-time course on or after 1 August 2018, you can apply for a Maintenance Loan to help with your living costs.

How much you can get depends on where you live and study, your course intensity, and your household income. Student Finance England's  guide to how you're assessed and paid (193.56 KB) explains how they work out what you can get.

The following table shows the maximum amount you can get based on where you live while studying, and your course intensity. How much you get depends on your household income.

Study intensity Living at home Studying in London, and not living at home Studying outside London, and not living at home Overseas
100% Up to £7,529 Up to £11,672 Up to £8,944 Up to £10,242
75% to 100% Up to £5,647 Up to £8,754 Up to £6,708 Up to £7,682
66.6% to 75% Up to £5,014 Up to £7,774 Up to £5,957 Up to £6,821
50% to 66.6% Up to £3,765 Up to £5,836 Up to £4,472 Up to £5,121
33.3% to 50% Up to £2,507 Up to £3,887 Up to £2,978 Up to £3,411
25% to 33.3% Up to £1,882 Up to £2,918 Up to £2,236 Up to £2,561

You must be studying at a course intensity of at least 25% to get a Maintenance Loan.

You’ll also need to know the number of module credits you will gain in the academic year when you apply. If you’re not sure of your module credits or course intensity, you should check with your university or college.

Courses starting before 1 September 2012

You might be able to get a course grant to help with the cost of books, travel, and other course-related costs.

How much you can get depends on your household income.

Your household income Maximum course grant you can get for the 2018/19 academic year Maximum course grant you can get for the 2019/20 academic year
£26,029 or less Full course grant of £297 Full course grant of £305
£26,030 to £28,065 Partial course grant (minimum £50) Partial course grant (minimum £50)
£28,066 and over No course grant No course grant

Eligibility

Whether you can get student finance depends on your:

  • personal circumstances
  • course
  • course intensity

How to apply

When you apply for student finance, you'll need to agree to Student Finance England's terms and conditions.

How you apply for student finance depends on when you started your course.


How it's paid

You need to register at your uni or college before Student Finance England can make your first payment. You’ll usually do this in the first week of your course, and you may have to take your Student Finance Entitlement letter with you.

Student Finance England will pay any Maintenance Loan you can get directly into your bank account, in three instalments, usually two weeks after the start of each term. If you’re eligible for a course grant, they’ll pay this into your bank account in one lump sum.

You can find your expected payment dates in your online account, but some banks take longer to clear funds. If your money isn’t in your account in three working days, you should contact your bank – they should be able to let you know when your money will arrive.


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